General Question Health insurance

[Bulldoginsfl]

Hello I am an on again off again member for a live a fairly busy life but when I was thinking about getting an EBD I called a few local vets to ask about the medical problems associated with EBDs. Well one vet told me if you want to get an ebd I would suggest obtaining health insurance and my reply was yeah but do they really pay off and her reply was YES ! She went on to say if you decide to get a bulldog. bring him in and you will have a 48 hour window to get his health check. Well I purchased Buddy from a breeder in Missouri back 4 years ago and after leaving that vets office she handed me a free promo month of health insurance with a company called Trupanion. After getting home I went on line to see the costs involved and they had a sliding scale as far as a co pay. Naturally I choose to pay the full amount ( 90 % coverage on all accidents and illnesses w/ no payout limit) Since that time this company has paid out over 8 k for Buddy's medical needs, including a P/U surgery so he could pass stones. Also I have had his palet done along with his nares. They have a 10 percent annual increase cap so each year it can or may not increase. Right now I am paying $115.00 monthly and I am debating on upping my co pay so as to lower my monthly premium. I know there can be times where there can be hip issues ect but supposedly his Daddy lived until he was 10 years of age ( according to the breeder) I would like to ask from you experienced Bulldog owners any of the most common medical problems I might anticipate in the future with a 4 year old male EBD and I would like to make a decision on to either pay less or possibly cancel all together. Thank you.

 

[TyTysmom]

My Tyson is 10 now and his insurance has covered mostly all of his arthritis - meds, X-rays, etc.
If you have a side account set up for emergency or bigger events then maybe but if not I would keep it. We had insurance for years on him, and didn't use it once until he turned 8. Then all hell broke loose (after he ate 3 socks)
We have VPI through Nationwide, paying $68 a month. With $250 ded.


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[helsonwheels]

My Tyson is 10 now and his insurance has covered mostly all of his arthritis - meds, X-rays, etc.
If you have a side account set up for emergency or bigger events then maybe but if not I would keep it. We had insurance for years on him, and didn't use it once until he turned 8. Then all hell broke loose (after he ate 3 socks)
We have VPI through Nationwide, paying $68 a month. With $250 ded.


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That's cheap cause when I looked into it 4 months ago was $115 a month ded 300. I might as well have an account for her. Why one reason im keeping her on home cooking, salmon, coconut oils, walk 3-5 km depending on temp can be shortened, wipe her down daily, clean ears tail pocket daily. I think im getting paranoid lolllll.

 

[ddnene]

I had a horrible experience w/Trupanion… that is why I decided to just keep an emergency savings account for my dogs. TOO many loopholes in their policies, and I was supposedly pre-approved for a surgery.