Just wanted to let you guys know what is going on with my adopted bully Mickey. I purchased an Embrace Accident and Wellness policy for Mickey because he was having some kidney issues. Mickey's history is unknown because he was found as a stray and turned into the adoption agency. I have had him for three months and his kidneys are now clean. He is on a supplement and special food to keep his kidney's clean. The insurance company will not cover any of this cost because it is considered a "history" problem. With him being 9 years old and a stray (for who knows how long), I had hoped that they would cover some of it, but it is not to be. If Mickey had been younger and his history was known, maybe they would have. Other than this they have been very nice and also very thorough. 
