Pet Insurance important????? (Read on)

KillRbee18

Active member
Sep 6, 2023
155
249
Port Orchard WA
Country
United States
Bulldog(s) Names
Gunny / Gun-guns
Bulldog family,
I wanted to take a moment to share something personal but important—especially for those of us who consider our pets to be family members. In July, my fur baby had to undergo CCL surgery on both legs. The total cost was over $11,000, and without insurance, this would have been an overwhelming expense. Thankfully, our pet insurance covered 90% of the bill, allowing us to focus on his recovery instead of the financial stress.

Today, his legs are 100% better, and seeing him comfortable, active, and pain-free reminds me just how valuable having pet insurance truly is. Emergencies happen without warning. Having coverage means you never have to hesitate or delay care because of cost concerns.

If you’ve ever considered pet insurance—or if it’s been on your “someday” list—I strongly encourage you to look into it. It made all the difference for us, and it may one day do the same for you and your furry loved ones.

Additional Benefits of Pet Insurance

1. Peace of Mind During Emergencies
  • You can authorize treatment immediately knowing you have financial support.
  • No last-minute “can I afford this?” decisions during stressful moments.
2. Better Access to Advanced Veterinary Care
  • Coverage can include surgeries, specialists, orthopedics, oncology, neurology, ophthalmology, etc.
  • You don’t have to rule out the best treatment options due to cost.
3. Helps Manage Unexpected Expenses
  • Vet costs can spike suddenly—injuries, poisonings, foreign object removal, etc.
  • Insurance smooths out unpredictable, high-cost emergencies.
4. Chronic Conditions Are Covered
  • Arthritis, allergies, skin conditions, heart disease, diabetes, and more.
  • Coverage helps with long-term medication or recurring vet visits.
5. Customizable Plans
  • Wellness add-ons for routine care (vaccines, dental cleanings, flea/tick, annual exams).
  • Accident-only plans for budget-friendly protection.
6. Encourages Preventive Care
  • Some policies reimburse for preventive visits, improving long-term health.
  • Early detection = lower future medical costs.
7. Covers Expensive Diagnostics
  • X-rays, MRIs, ultrasounds, blood panels, and genetic tests can add up quickly.
  • Diagnostics are often the major part of emergency bills.
8. Protection Against Rising Vet Costs
  • Veterinary prices have consistently increased year over year.
  • Insurance helps offset inflation in medical care.
9. Reduces Financial Stress for Families
  • Prevents the heartbreaking “economic euthanasia” scenario.
  • Lets you do what’s best medically—not what’s cheapest.
10. Multi-Pet Discounts
  • Many companies provide savings if you insure more than one pet.
11. Coverage During Travel
  • Some plans cover emergencies when traveling with your pet.
 

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