How many of you have pet ins?

I had insurance for Moe, but cancelled it once I was able to admit to myself that I'm too lazy to file claims, which required making copies of all his vet records.
 
I have Healthy Paws for Zeus, but I have never had a claim!! I hope I never do!!
 
we have insurance for Lola 1.5 years old but we've never had to use it
 

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