How many of you have pet ins?

I had insurance for Moe, but cancelled it once I was able to admit to myself that I'm too lazy to file claims, which required making copies of all his vet records.
 
I have Healthy Paws for Zeus, but I have never had a claim!! I hope I never do!!
 
we have insurance for Lola 1.5 years old but we've never had to use it
 
We have VPI for spunky her entire 11 months of living and we get reimbursed.
 

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