hero4u
New member
Hi everyone. I have had Trupanion insurance for my ebd since he arrived at 10 weeks of age. The first month was free and a promo thing from my first vet. She listed him as a "Healthy Puppy" then and after that first month I chose to continue it and keep my co pay as low as it could go ( 10% with no payout limit) because of the horror stories I heard regarding health issues with ebd's. . Well This month is a year I have had it and it has a 10% increase in premium cap each year so this June instead of paying $101.00 I think it was now $110.00 ( close to that figure) each month . Well- My question is my ebd Buddy has had Parvo. Multiple UTI's. Demodex mange and today is going into surgery to have a urinary track operation at about $1,600 and some odd dollars and he is a TOTAL liability and I know Trupanion does not make any money from someone like myself so I am just waiting for a cancelation letter. I asked my vets secretary and she said I don't think they can cancel you unless you miss a payment but they can not renew your policy for Buddy at the beginning of June possibly. I don't think she really knew and neither do I but I have NO IDEA what the heck I would do with out health insurance for him. I am not one of these wealthy palm beachers who lives on A1A and drives a Massaratti ! I cringe to think that one day I might have to find Buddy a loving home with someone else that could afford to give him good medical treatment ! Has anyone else been a liability to their insurance company and what was the outcome? Thanks