@Angelgirl I have pet insurance for Samson, I have VPI and I love it. I got it just months after I got him and have had it for about 4 years now. I recently calculated it all and I have been reimbursed more in claims than I ever paid in premiums, they have LOST money on me. But we have had alot of random things come up (ALOT of claims) which is what I anticipated with a bulldog and why I got it. You don't have to worry about any vets taking it or not, it doesn't work like human health insurance. You take a claim form to the vet with you, they fill it out, then you fax that in with the receipt. Then they have like 30 days to send you your reimbursement check.