I have to agree with the others $100 is a drop in the bucket for what you're going to have to pay. For Tubby's we paid $2300. Keep in mind though the breeder sent him to us with a heart murmur so I opted for an ophthalmologist who performed the surgery with an anesthesiologist present to monitor Tubbs while he was under.
I would think if this breeder was serious they would cover the cost. I would shop around though for estimates. I don't blame you I wouldn't want to trade her either she is a cutie pie to the max! I have a soft spot for white bullies