Page 2 of 4 FirstFirst 1234 LastLast
Results 13 to 24 of 43

Thread: Pet Insurance yes or no?

  1. #13
    Bulldog Vet in Training karenben's Avatar
    Location
    uk
    Posts
    1,056
    Bulldog(s) Names
    Hilda
    Likes (Received)
    2

    Default Re: Pet Insurance yes or no?

    i used it for the first year but now i put so much a month into an account for emergancies,i find that the insurance people are crafty beggars and will try not to pay out over here,karen

  2. #14
    Bully Bootie Duty ccurran's Avatar
    Location
    Washington, D.C.
    Posts
    163
    Bulldog(s) Names
    Seamus
    Likes (Received)
    0

    Default Re: Pet Insurance yes or no?

    Great thanks for all the great information! We are definitely going to get health insurance and may supplement it with the CareCredit.

  3. #15
    Dog Groomer Become a 4 Paw Member
    I Have Earned Community Veteran Status!
    Vince00's Avatar
    Location
    Estevan, Sask
    Posts
    587
    Bulldog(s) Names
    Kain
    Likes (Received)
    9

    Default

    Quote Originally Posted by Twice View Post
    I signed up for Trupanion the day after we got Abby. I chose a $50 deductible and the optional optional benefits package. It cost's me $55 a month ($0 deductible would be $63/mo).

    3 weeks later she was diagnosed with bi-lateral juvenile renal dyslpasia (kidney failure). Her medical bills are ridiculous and, after the cost of the visit and my 50 bucks, I get 90% of it back. It also covers 50% of prescription food and renal supplies (ringers, tubing, needles etc) I get away from the vets office.


    edit...
    If you do choose to get insurance with Trupanion, make sure you select plain bulldog for the breed. If you put English Bulldog the premium is $30 more.
    I was wondering why everyone's is so much lower, mine is 80 and thought it was because of Canada. What do they treat difference for bulldog vrs English bulldog? I'm probably screwed to change now right?


    Sent from my iPad using Tapatalk HD

  4. #16
    Rescue Volunteer Become a 4 Paw Member
    I Have Earned Community Veteran Status!
    Chunksmama's Avatar
    Real Name
    Turi
    Location
    New Jersey
    Posts
    1,785
    Bulldog(s) Names
    Chunk aka Chunkster, Chunky Monky, Sir Drools-a-lot, Wrinkles Magee
    Likes (Received)
    1

    Default

    Just don't go with VPI - it was recommended by my vet's office and they covered nothing. Now, we got Chunk at 2 years old but he had no pre-existing conditions so we thought we were fine. They claimed his ear infection was pre-existing so would not pay out! They also didn't cover his entropion surgery. So basically, I figure they would only cover trauma. What a waste. I asked my vet about it after all this and she apologized up and down - they were finding out how little they covered and no longer endorse them.


    Sent from my iPhone using Tapatalk
    You can close your eyes to things you don't want to see,
    but you can't close your heart to the things you don't want to feel.

    Live Genuinely


  5. #17
    My Bully Gave Me Wings Become a 4 Paw Member
    I Have Earned Community Veteran Status!
    Twice's Avatar
    Real Name
    Bev
    Location
    Woodbridge Township, NJ
    Posts
    2,711
    Bulldog(s) Names
    Abby (my Sweetie Head 10.24.11-11.23.12) and Otis
    Likes (Received)
    0
    Blog Entries
    4

    Default Re: Pet Insurance yes or no?

    Quote Originally Posted by Vince00 View Post
    I was wondering why everyone's is so much lower, mine is 80 and thought it was because of Canada. What do they treat difference for bulldog vrs English bulldog? I'm probably screwed to change now right?


    Sent from my iPad using Tapatalk HD
    I honestly have no idea why they have 2 there. When I signed her up I did it by phone and the lady on the other end of the phone didn't know why either. I chose bulldog, her vet has English bulldog down for breed and they've still sent me checks. I don't even know if you can change it. You could always call them and ask.

  6. #18
    Dog Groomer Become a 4 Paw Member
    I Have Earned Community Veteran Status!
    Vince00's Avatar
    Location
    Estevan, Sask
    Posts
    587
    Bulldog(s) Names
    Kain
    Likes (Received)
    9

    Default Re: Pet Insurance yes or no?

    Yeah I called for clarification... The breeder has his papers as "English Bulldog" and the Vet will have copied that. Basically though go by the person's honesty but I would hate to have an issue and it 'not' be covered over technicalitys like that.

    I guess if this was the first sign up, I did it online and selected the wrong one I wouldn't know any different but basically Bulldog means a cross like an Olde or another cross that your not 100% sure but it's definatly not a purebread English or american bulldog.

    Hope that helps, I'm an honest fella so will continue to pay the premium so I don't have issues or red flags of using bulldog and papers are submitted as English Bulldog.

  7. #19
    Wrinkle Wiper Howardsmom's Avatar
    Posts
    118
    Bulldog(s) Names
    Howard
    Likes (Received)
    0

    Default Re: Pet Insurance yes or no?

    I have Healthy Paws! We got it the first week after we got Howard and I'm very glad we did. I pay over 70 a month but that is because I selected 90% coverage with a $50 annual deductible. He had a UTI a few weeks later and we paid our deductible and still got money back and they were very helpful. We got our check pretty soon after they got everything they needed from us. So now we get 90% off of everything non preventative for the rest of the year. It's freeing not to have to worry about cost.

    What I also like is our other dog, Lucy, has had skin and ear issues. We purchased insurance for her at the same time as Howard so we figured that these would be preexisting since she had had several issues with them. They did a complete medical review and decided to give her a 6 month waiting period on skin/ear issues. So if she doesn't have any problems related to that in 6 months she will be completely covered after that. I felt like they were very fair.
    Megan with EB Howard and Ori-Pei Lucy

  8. #20
    ImAGuinneyPig
    Guest

    Default Re: Pet Insurance yes or no?

    I agree with Karen. We had Trupanion. Just cancelled. I find insurance companies to be crooks. We just put away money in an account in case anything should come up with Guinness. But that is not an option for everyone, so for others insurance is the way to go. It is all an individual thing. No way is right or wrong. It's what works best for you.

    @Vince00 - The actual true name is the breed IS Bulldog though, not English Bulldog. That is really an untrue name that seems to have stuck with our breed of choice. So I would see if you can't get that changed if you can save $30 a month! That's a lot of money. No dishonesty as Kain is in fact a Bulldog

  9. #21
    Newbie AndyDamon's Avatar
    Posts
    7
    Bulldog(s) Names
    Bruce
    Likes (Received)
    0

    Default Re: Pet Insurance yes or no?

    Anyone use VPI? They didn't want to cover my bully's entropion bec. it was pre existing. Right now I pay everything out of pocket. Anyone use vet discount services? Like United Pet Care or Pet Assure?

  10. #22
    Pet Sitter Corlando465's Avatar
    Location
    Lexington, KY
    Posts
    373
    Bulldog(s) Names
    Tank
    Likes (Received)
    0

    Default

    @Vince00 - The actual true name is the breed IS Bulldog though, not English Bulldog. That is really an untrue name that seems to have stuck with our breed of choice. So I would see if you can't get that changed if you can save $30 a month! That's a lot of money. No dishonesty as Kain is in fact a Bulldog [/QUOTE]


    I was on the AKC site last night and their isn't an option for English Bulldog as a breed, only bulldog, so you might be able to get them to change it save you some $.

    Sent from my iPad using Tapatalk HD

  11. #23
    Bulldog Vet in Training Become a 4 Paw Member
    I Have Earned Community Veteran Status!
    BabyDuke's Avatar
    Location
    Philadelphia PA
    Posts
    1,212
    Bulldog(s) Names
    Duke
    Likes (Received)
    0

    Default Re: Pet Insurance yes or no?

    we have pet plan.. they are wonderful. paid almost 3000 for Dukes eyes 800 for allergy issues they do pay for his meds BUT he is going to be 5 in Aug and premiums just went up to 81 a month i will not cancel but that is expensive! we started at around 33 a month and it went up each year? my thought is i would never want to have to make a decision because of money? I am NOT good at putting it away for emergencies so I guess it is a personal decision?

    but as far as companies they are great.. never given us a problem and always cover everything we send in.

  12. #24
    Dog Park Attendant nyerathrt's Avatar
    Location
    New York
    Posts
    400
    Bulldog(s) Names
    jameson and titan
    Likes (Received)
    17

    Default Re: Pet Insurance yes or no?

    i have embrace...haven't had any issues with them...i pay about 38 a month to cover genetic and illness/accidents. i don't worry about shots and yearly. i think my deductible is 500 and they always email me when they get a claim and tell me what they received, how much i have left on my deductible....i like them...i have had them for 4 years

Page 2 of 4 FirstFirst 1234 LastLast

Remove Ads

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •