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Thread: Pet Insurance a good idea??

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    Default Pet Insurance a good idea??

    I know i've heard mixed reviews about pet insurance and all and it's something I probably wouldve never considered till I started looking into a bulldog. But obviously, there's stories that are a dime a dozen about health issues. Here, there it seems like it's an inevitable that you'll have to at the very least, get your dog checked up on for something during its life. That being said, is pet insurance actually a good investment for a bulldog? It almost seems like getting a reckless driver good insurance . So just thought i'd see what everyone thinks and if you recommend it, anybody have suggestions about where to get it from? Thanks!

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    Default Re: Pet Insurance a good idea??

    There is a great thread here on pet insurance..I'll try to find it and tag you.

    I found it and tagged you! Sorry can't get links to work on iPad today!!
    Last edited by JAKEISGREAT; 07-21-2011 at 02:14 PM.

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    Default Re: Pet Insurance a good idea??

    I always recommend to try insurance for the first year of a pup's life as the owner will probably go to the vet for the smallest of things, such as a simple allergy symptom. Cherry eye and such usually appear within the first year as well. Also, at least when you register your eb when he or she is still a puppy, you would avoid the pre-existing condition limitation most, if not all, insurance companies have.
    Last edited by savemejeebus; 07-21-2011 at 02:42 PM.

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    Default Re: Pet Insurance a good idea??

    Our puppy (11 mo) Diesel had a habit of eating toys without us knowing - and recently became VERY sick. We took him to the ER after he had been throwing up most of the day on a Saturday - and after many x-rays, tests and labs - they determined that there may be a piece of residual toy in his stomach, and they wanted to wait for it to pass...
    For 2 weeks, we took him to the Dr. every morning for IV, as he wasn't eating, and 4 doctors assured us that he would eventually pass this piece of toy. As we all know - it's risky to put a bully under anesthesia, and our bulldog vet as well as the 3 other specialists we saw agreed.
    One afternoon, my husband and I decided that enough was enough, and we weren't going to wait for him to pass this toy - they had to go in and get it... After that surgery, they found the piece of toy, and 3 other pieces over 4 inches long that were hiding behind his intestines. They also found a small piece of string that had wrapped itself around his small intestine - which then needed to be re-sected. The next day while in recovery, the Dr. noticed a discharge from his surgical site, and there was a second "emergency" surgery. The Dr. found that his Omentum had balled up post surgery and needed to be removed (I was told after that this tissue is expendable, so no need to worry that he no longer has it).
    2 weeks of IV's, blood tests, and labs - 2 Surgeries, and 1 week in ICU - adds up.. Needless to say - if I had pet insurance prior to this horrific experience, I wouldn't have faced a 5 figure vet bill.
    No more rubber toys!!! And yes I have since purchased pet insurance.. and Yes Diesel is doing MUCH better now. In fact... we were able to celebrate his first birthday last week.
    I vote for the purchase of insurance...
    -cutie-2-jpg

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    Default Re: Pet Insurance a good idea??

    I am a big fan of pet insurance as well. Duke will be 4 in August. we have www.gopetplan.com they are wonderful.. BE careful when buying from other companies. This plan is one of the few that WILL cover heriditary things ( like allergies, eye problems with bulldogs etc)

    Duke has had entropian surgery on both eyes ( thousands), they paid for allergy testing and shots, We had him at the eR twice .. they are very nice and easy to deal with as well. We have the silver plan with a $200 deductible. If you click on the link above you can get a quick quote on line.

    Aside from all of this my main reason to purchase was peace of mind. Duke is our baby and I would NEVER want to have to make a decision because I did not have the money.

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    Default Re: Pet Insurance a good idea??

    thank you so much for all of your advice and help. That's exactly what i was looking for when i joined this forum. Unfortunately, i'm sure i'll have plenty more questions to pester you all with in the near future

    If any of you read my other thread about simply selecting a little guy, you probably know how seriously i'm taking this whole process and just like you guys said, i'd never want anything to happen. It just seems best to be safer rather than sorry I didn't do it before. Thanks for the advice and if anybody else has any tips or words of wisdom theyre greatly appreciated!

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    Default Re: Pet Insurance a good idea??

    Could anyone provide me with a specific example of how the coverage that you use works? Is it the kind of coverage where say, i take the little guy into a vet and then i pay for it and get reimbursed later? I want it there for any worst case scenarios obviously, but i'm also really concerned about how to pay for smaller, less complex issues that may warrant a vet visit (some kind of allergy or something of that nature) Thanks!

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    Default Re: Pet Insurance a good idea??

    @AMart79
    The younger you start the insurance the cheaper it is. Some don't increase it with age but base the rate by age, so its wise to start it while they are young. They all have websites where you can actually enter your info without committing. That will give you exactly what is and isn't covered.

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    Default Re: Pet Insurance a good idea??

    Quote Originally Posted by BabyDuke View Post
    I am a big fan of pet insurance as well. Duke will be 4 in August. we have www.gopetplan.com they are wonderful.. BE careful when buying from other companies. This plan is one of the few that WILL cover heriditary things ( like allergies, eye problems with bulldogs etc)

    Duke has had entropian surgery on both eyes ( thousands), they paid for allergy testing and shots, We had him at the eR twice .. they are very nice and easy to deal with as well. We have the silver plan with a $200 deductible. If you click on the link above you can get a quick quote on line.

    Aside from all of this my main reason to purchase was peace of mind. Duke is our baby and I would NEVER want to have to make a decision because I did not have the money.
    I'm going to have to check this plan out a bit more, the rates are a bit higher than VPI that I have on both pups, but they seem to have quite a bit better coverage. I'm still waiting on the status of my claims with VPI for Jack our American Staffordshire. I got them all the medical records they requested this past Monday so hopefully I'll know in the next day or two. I'll be reporting back too.

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    Default Re: Pet Insurance a good idea??

    Quote Originally Posted by AMart79 View Post
    Could anyone provide me with a specific example of how the coverage that you use works? Is it the kind of coverage where say, i take the little guy into a vet and then i pay for it and get reimbursed later? I want it there for any worst case scenarios obviously, but i'm also really concerned about how to pay for smaller, less complex issues that may warrant a vet visit (some kind of allergy or something of that nature) Thanks!
    You might look into opening a care credit account. Very easy to get..can apply online or EVEN at vets office. Works like a credit card but there is zero interest charged for 2 years. You can put treatment on this and easy way to wait for your insurance reimbursement..deductibles and non covered procedures. You can only use it at places like vets..dentists..etc. Most vets have info..but you can do it yourself online. You do have to make payments and they aim the payments towards getting it paid off in 24 months so you don't pay interest.

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    Default Re: Pet Insurance a good idea??

    Quote Originally Posted by JAKEISGREAT View Post
    You might look into opening a care credit account. Very easy to get..can apply online or EVEN at vets office. Works like a credit card but there is zero interest charged for 2 years. You can put treatment on this and easy way to wait for your insurance reimbursement..deductibles and non covered procedures. You can only use it at places like vets..dentists..etc. Most vets have info..but you can do it yourself online. You do have to make payments and they aim the payments towards getting it paid off in 24 months so you don't pay interest.
    can you open this just to have for an emergency ? or do you have to wait until you need it? good info !

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    Default Re: Pet Insurance a good idea??

    We have care credit as well and it has been a life saver. We did get ours during a cat emergency so don't know about just getting it but I expect that you can.

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