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Thread: Cherry Eye and VPI Insurance

  1. #1
    Doggie Boutique Owner Izzy's Mom's Avatar
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    Default Cherry Eye and VPI Insurance

    Has anybody on this forum received a reimbursement from VPI for a cherry eye surgery? They just denial my claim and I was just wondering about everybody elses experiences.

    My sunshine doesn’t come from the skies,
    It comes from the love in my dog’s eyes.

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    I'm not OCD....now who moved my bulldog? I am an EBN Reporter
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    Default Re: Cherry Eye and VPI Insurance

    Hopefully someone will be along with experience related to the insurance.... I do not carry any at this time so I have no insight.
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    Pet Sitter Become a 4 Paw Member Dee J's Avatar
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    Default Re: Cherry Eye and VPI Insurance

    @Izzy's Mom I haven't had to do anything with cherry eye with VPI, however they did just deny a claim when Brutus had explosive for three days in a row. The vet gave him antibiotics, and meds to help with the and ran some tests. VPI wouldn't pay a single dollar. Did they say why they denied the claim? We are getting ready to switch to Trupanion which comes pretty highly recommended from both here and from my vet
    The boy that stole my heart forever, Brutus Mayhem




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    Default Re: Cherry Eye and VPI Insurance

    I have PetPlan insurance and I did have Otis's cherry eye repaired in both eyes but it was under my $200.00 deductible so I did not submit - I did just submit a claim for his x-rays and glucosomine for limping and I am awaiting the results.
    Otis you'll never know how much I love you I love you more then all the leaves on all the trees

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    Default Re: Cherry Eye and VPI Insurance

    we had vip they dont cover cherry eye for the first year say it is in the fine print of the contract had her eye fix at 5 months old with her spadeing so she was under only once cherry eye cost us 250 $ 5 months later and still good

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    Dog Park Attendant Tkelley's Avatar
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    Default Re: Cherry Eye and VPI Insurance

    I haven't had any experience with VPI. I have, however, been trying to decide between insurance companies. It sounds like I can mark VPI off the list. That leaves me between Trupanion and United Pet Care. I'm actually leaning towards United. They seem to have a lower monthly premium and offer a set percentage off of vet visits for more things. That's my debate - higher monthly cost for a set $ amount back (if it's covered), or a lower monthly cost and an instant lower price on every visit to the vet... I'm interested in what others have experienced!

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    Doggie Boutique Owner Izzy's Mom's Avatar
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    Default Re: Cherry Eye and VPI Insurance

    Quote Originally Posted by Dee J View Post
    @Izzy's Mom I haven't had to do anything with cherry eye with VPI, however they did just deny a claim when Brutus had explosive for three days in a row. The vet gave him antibiotics, and meds to help with the and ran some tests. VPI wouldn't pay a single dollar. Did they say why they denied the claim? We are getting ready to switch to Trupanion which comes pretty highly recommended from both here and from my vet
    I actually just signed up with Trupanion and I was waiting 30 days until it kicks in to cancel VPI. I guess I forgot to read all their fine prints but it's amazing with health insurances when you need something from them it is exactly what is not included in their plan. They are claiming that you need to have VPI for at least 12 months for them to cover cherry eye (????), it makes no sense....

    My sunshine doesn’t come from the skies,
    It comes from the love in my dog’s eyes.

  8. #8
    Doggie Boutique Owner Izzy's Mom's Avatar
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    Default Re: Cherry Eye and VPI Insurance

    @LynnA - you are lucky your vet charged you less than $200 for the cherry eye. Mine was over $400

    My sunshine doesn’t come from the skies,
    It comes from the love in my dog’s eyes.

  9. #9
    Doggie Boutique Owner Izzy's Mom's Avatar
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    Default Re: Cherry Eye and VPI Insurance

    Quote Originally Posted by Tkelley View Post
    I haven't had any experience with VPI. I have, however, been trying to decide between insurance companies. It sounds like I can mark VPI off the list. That leaves me between Trupanion and United Pet Care. I'm actually leaning towards United. They seem to have a lower monthly premium and offer a set percentage off of vet visits for more things. That's my debate - higher monthly cost for a set $ amount back (if it's covered), or a lower monthly cost and an instant lower price on every visit to the vet... I'm interested in what others have experienced!
    There are a lot of threads here on pet insurance. You should pay attention to the all the details that I missed when searching for mine. VPI sounds good at first because they offer the wellness plan and reasonable prices but I maxed our on my refunds for wellness after my second visit with Izzy. I would check their benefit schedule and make the best decision according to Lady Guinevere needs.

    I am now enrolled with Trupanion so let's see how it goes.

    My sunshine doesn’t come from the skies,
    It comes from the love in my dog’s eyes.

  10. #10
    Bulldog Vet in Training Become a 4 Paw Member
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    Default Re: Cherry Eye and VPI Insurance

    Quote Originally Posted by Izzy's Mom View Post
    @LynnA - you are lucky your vet charged you less than $200 for the cherry eye. Mine was over $400
    Wow Michelle that is alot, mine was like $70.00 per eye and I had the gland removed in both - cant remember what method you choose. I remember laughing when I got the bill, it was like $199.01 and thinking great, another bill I can't use my insurance for.

    This last visit with the x-rays came in at $504.36 so I am looking forward to being able to use the insurance. I have the $200.00 deductible, then 80%
    Otis you'll never know how much I love you I love you more then all the leaves on all the trees

  11. #11
    Pet Sitter Gunny B's Avatar
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    Default

    Gunny's was about $150 per eye, but we it would have been a bit more if we hadn't done it at the same time as neutering. We have Trupanion. He was 7 months when we had it done. We have zero deductible and they covered 90% plus half the blood work (we paid the other half because of the neutering), all the meds.
    I am a master at planking......

  12. #12
    Pet Sitter Become a 4 Paw Member Dee J's Avatar
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    Default Re: Cherry Eye and VPI Insurance

    @Izzy's Mom VPI makes me so angry! I hear it's really hard to cancel too The only thing they have ever paid for with us, are the preventative things
    The boy that stole my heart forever, Brutus Mayhem




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