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Thread: Yikes, Trupanion is raising my rate!!!

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    Worlds Greatest Chef I am an EBN Reporter
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    Default Yikes, Trupanion is raising my rate!!!

    I just got a notice today that Trupanion will be increasing my rate for Tate's insurance from $43/month to just over $90/month stating next month! That's for a zero deductible. Wow, i knew an increase would possibly happen down the road but i had no idea it would be this much of an increase. I currently pay around $70-something for Finn who has a $100 deductible, and i'm sure that too will increase at Finn's anniversary date.
    Now I'm reconsidering Tate's deductible b/c $90 is just too much $ to spend for insurance.

    Many of you have mentioned there's a special credit card for vet health care that has no or low interest rate...can you tell me what that is again? i'm going to look into that.




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    Default Re: Yikes, Trupanion is raising my rate!!!

    Yes I totally agree! I decided to go with the credit card with no interest for 6mnths after 6mnths it is 9.99 still high but better than paying cash! Its called Care Credit
    Everyone wants to kiss a bullie

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Wow. I was just approved for Care Credit for my Lasik. I had no idea I could use it for the vet too. That's great info. Thanks

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    Pooper scooper kaikousha's Avatar
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    Default Re: Yikes, Trupanion is raising my rate!!!

    Trupanion was going to charge me $70/mo with a $500 deductible for Thor (that's with no add-ons). Does anyone have any good/bad experiences with VPI? They're a lot cheaper ($26/mo with $100 deductible)

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Yes it can be used for both! I just figured it was cheaper in the long run than insurance for our boy! I could be wrong! But i pray we dont ever have to use it again!
    Everyone wants to kiss a bullie

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    Hmmmmm I wonder if I'll get a letter soon from trupanion I've had it for 15 months and pay $54 a month with no deductible. Why did they increase it??

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Thanku for the info on the credit card; i found out my vet's office accepts it so i'm probably going to apply.

    @TomnZon, Trupanion gave me the standard explanation about the rate increase...you know, "to continue to provide quality coverage blah blah blah...we must jack up the price!" And of course they stated that by no means at all was the fact that I had several claims on Tate's policy in the past year the reason for the rate hike!

    Consider yourself lucky that you have not gotten an increase in your rate.




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    Oh no!!!! We submit claims like there's no tomorrow!!! I'll let you know if I get the notice!

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    Default Re: Yikes, Trupanion is raising my rate!!!

    @ cali baker Glad I was able to finally help (lol)
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    Default Re: Yikes, Trupanion is raising my rate!!!

    Ohhhh Henny! This is what @kazzy220 warned us about! I have CareCredit and I think it's great. You can apply online or even in the vets office. They give you different payment plans as far as length of time..depending on how much it is. Up o 24 months no interest. You can use it at human dentists..LASIK...etc! If mine gets hiked like that..I'm canceling it. I haven't had one claim..I have a $500 deductible with hip dysplyia and pay $35.

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Whew...don't you love insurance companies?! Doesn't seem to matter if it's human or pooch...they love their "rate increases"

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Quote Originally Posted by MamaAndi View Post
    Whew...don't you love insurance companies?! Doesn't seem to matter if it's human or pooch...they love their "rate increases"
    And give you nothing more...
    ----------------------------------------------------------------
    There is a part of your heart not alive until a bulldog has entered your lif
    e.

    Nitschke (2004-2011) and Banks (2005-2014) -- My angels
    Thank you for all the love, fun and teachings




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