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Thread: Yikes, Trupanion is raising my rate!!!

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Quote Originally Posted by 2BullyMama View Post
    And give you nothing more...

    Exactly

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Wow that's quite a rate hike for dog insurance. If GoPetPlan was to raise my rates like that I'd be cancelling too and taking our Care Credit. Henny have you called them to discuss the hike? I'd be curious to see what their reason is.
    Three Hooligans and 1 Angel - Wilson, Sally, Emma & Jack

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Quote Originally Posted by JeannieCO View Post
    Wow that's quite a rate hike for dog insurance. If GoPetPlan was to raise my rates like that I'd be cancelling too and taking our Care Credit. Henny have you called them to discuss the hike? I'd be curious to see what their reason is.
    this was a part of the lovely email i rec'vd from them today:

    Because of our outstanding coverage and the increase in medical costs, on occasion we must adjust our rates. As a result, a rate adjustment is planned for this year.
    It is important that you understand that the premium adjustments you are receiving for your pet are not a result of your pet aging or any claims that you have filed.

    So now I must figure out if i want to stick w/them at a higher deductible or not.

    @JAKEISGREAT, you still have a pretty great rate there for the $500 deductible; Trupanion quoted mine as $50/month should i go w/that same deductible of $500, (not including the hip dysplasia coverage).

    I am definitely going to apply for the Care Credit now.




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    Default Re: Yikes, Trupanion is raising my rate!!!

    @cali baker ..ya..but my year is coming up soon. And the hip coverage you have to buy in the first year...I figured better safe than sorry at least or awhile! If they don't jack mine up..I will keep it but the increases are soooo high! What about a big deductible like $1000.. And you get care credit for the deductible? Maybe worth checking into! At least for super major things you would be covered. When you apply, they ask you what credit limit you want..or at least they used to....but I understand you can add to it if needed. We started with $7500.. Cuz we thought our Rottie was going to need back surgery that cost that much. Get it for sure! You can use it for regular appts. Just to keep it open. They almost closed ours because we hadn't used it..

    Yes..we used it at Rose City for our Rotties accupuncture treatments!
    Last edited by JAKEISGREAT; 02-16-2012 at 10:39 PM.

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Thanks Becky, that's helpful feedback! Yeah, i'm considering that $1000 deductible...plus the care credit...it's a good combo!




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    Default Re: Yikes, Trupanion is raising my rate!!!

    I originally paid around $85 for both of my dogs, with no deductible and I also have the hip dysplasia policy. I have made about 3 or 4 claims on My bulldog, and my rates went up last year to $111 a month, and that is for both dogs with no deductible and the hip dysplasia policy. I still am very happy with Trupanion, but I would drop my policies if it gos to $90 for each dog.

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Nice email Henny! What are the gopetplan rates? Check them out. I'm really happy with them. My girlfriend just made a claim for her can for gum disease and they paid her claim fast and $1200ish right away.
    Three Hooligans and 1 Angel - Wilson, Sally, Emma & Jack

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Quote Originally Posted by cali baker View Post
    Thanku for the info on the credit card; i found out my vet's office accepts it so i'm probably going to apply.

    @TomnZon, Trupanion gave me the standard explanation about the rate increase...you know, "to continue to provide quality coverage blah blah blah...we must jack up the price!" And of course they stated that by no means at all was the fact that I had several claims on Tate's policy in the past year the reason for the rate hike!

    Consider yourself lucky that you have not gotten an increase in your rate.
    I've never once submitted a claim and mine went up for Bea and Bo too. They both have 500 deductibles, I think. Insurance is a rip off - but what ya gonna do? I can't take the chance with them.....

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Quote Originally Posted by Vicaroo1000 View Post
    I've never once submitted a claim and mine went up for Bea and Bo too. They both have 500 deductibles, I think. Insurance is a rip off - but what ya gonna do? I can't take the chance with them.....

    Guess they got us over a Bully....

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Don't EVER think that any insurance company will treat you fairly; it is not in their operating procedure.

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Aaawww I'm sorry @cali baker that it's happened to you too!!

    I was so mad with the girl that I spoke to .... because of course they REFUSE to let you cancel online you have to speak to somebody. She went on with some blah blah speech about how she had a short-nosed dog (maybe it was a pug) and knew the dangers they would face and I should seriously reconsider blah blah blah .... well I said I want to cancel anyway cos I was so furious at having them DOUBLE the premium on me. I got the EXACT same email back as you did Henny ..... ridiculous thing was that instead of going on about how Maggie would benefit from it they named some dog called Bentley. I just thought ... geez if you can't even manage to change the name of the dog in your standard crappy email then you can go put your policy where the sun don't shine!!!

    We have no insurance now ... I refuse to feed the pockets of these idiot money grabbing insurance companies .... if I need it we will use care credit!!

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    Default Re: Yikes, Trupanion is raising my rate!!!

    Cali it is care credit. I have that. The insurances are too much fr my liking. Depending on the amount ou spend you get no interest or very low interest. I have had it for years now. It is usable for human doctors as well. On a bill t is over $100 you get three months no interest, over $400 it's about six months no interest.

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