Daily poll: Does your bulldog have health insurance?

[dolphin]

Does your bulldog have health insurance?

Please explain

 

[Opie CHL]

Not since Trupanion didn't pay up for [MENTION=9157]ddnene[/MENTION] s Winston!

 

[cali baker]

Yes, both have Trupanion

 

[nycbullymama]

One does, the other doesn't.

 

[Biogirl71]

No, we thought about it early on but decided to just have an emergency fund for if anything happened. Of course, we didn't plan for anything like last year, but oh well. I don't even know if insurance would have paid out much for what happened anyway.

 

[cefe13]

Yes, Castor has an insurance, and we were very happy that it covered two thirds of the costs when he had his nares/soft palate surgery. Apparently not all companies here cover that type of surgery in bulldogs.

 

[Marine91]

Yes. Haven't had an issue with them paying claims either.

 

[aprilemari]

we used to, and we used it, but then they decreased their coverage because Lola was considered high risk. So I cancelled it while we were ahead. Now THAT doesnt happen very often....an insurance company pays more than it received. They heard it from me alright.

 

[ddnene]

Not since Trupanion didn't pay up for @ddnene s Winston!

Yeah we didn't have a good relationship w/Trupanion… I will NEVER have pet insurance EVER again. I have a nest-egg for my doggies!!!

 

[Donnam]

Yes, we have VPI pet insurance for Winnie and Jack. I've never had pet insurance for any of my dogs before. They have paid Winnie's wellness claims. So far, she hasn't been sick. On the other hand, when our adopted dog, Jack, tested positive for heartworms, I found out they don't pay for treatment of any parasites. Oops. They also don't pay for any pre-existing conditions or congenital conditions, so I'm thinking something like nares might come under one of those exclusions, although I don't know that for sure. It will be interesting to see how it goes.

 

[2BullyMama]

we just have a credit card that is used for only vet/dog purchases/bills

 

[Bazza]

No, Never had it for any of my animals, but I also always have an emergency fund, for kids and animals and unexpected bills !

 

[colinrac]

Is it worth it? I've always hesitated, can someone share some information about this?

 

[madie4589]

I have healthy paws. 90% payout and 250$ deductible. They have been fabulous. Just yesterday I got a claim processed in less than 5 minutes. They send the checks very fast as well. I do agree that it is more beneficial if you get it while your dog is young since most of the companies will not cover pre-existing conditions. Some do not cover the cost of the vet visit and most do not cover preventative stuff like booster shots.

Example of a pre-existing condition: you mention your dog has been itching at his ears. Weeks or months later you go back in and your dog is diagnosed with an ear infection. This will most likely be considered a pre-existing condition. Healthy paws has been great and honestly has paid me or for a lot of stuff I thought would be considered pre-existing.

 

[CrazyDogMom]

After Angel and Jackson's parvo incident I signed up for pet insurance. Surprisingly, I get a discount thru pet first because of where I work and the mack daddy plan, $100 dollar deductible, and covers 90% after that, is $96 a month. Their stent as inpatients couldn't have came at a worse time, right after Christmas, my husband got a DUI <-you've never seen anger like mine this night, he hasn't had a drink since - , my husband wrecked and totalled his truck - he actually wasn't drinking - broke his wrist and was on "light duty" he's a diesel mechanic at a performance shop, so light duty means no money! $4,000 dollars in vet bills, plus all our other bills, a new truck, AND a new windshield for my car later, we're broke and getting creative with Ramen noodles for every meal! Haha if we would've had pet insurance we would've at least had money for the cup'o'noodles with the corn and pea's! Lol
We don't have any credit cards, but if we did, I would've burned the plastic off them at the vet this past month!